Get paid on the phone. Know where every kina went.
The problem
Counting cash at the end of the day. Chasing book-up. Customers who have no card, and many who have no bank account. Every kina that leaves the shop untracked is a kina you cannot plan with.
What changes
Your customer pays from their BSP account by approving a code on their own phone — nothing to type in, nothing to count. People without a bank account load cash at a Konekt agent and pay from a BM wallet. Your till, stock and book-up live on one phone with Bisnis Stoa, and Dinau Buk keeps lending straight for both sides. At the end of the day, the record is already written.
What you get
- Paid by BSP Pay — the customer approves with a code on their phone; the money lands in your BSP account
- Cash customers included — they load kina at a Konekt agent and pay from a BM wallet
- Bisnis Stoa — till, stock and book-up for your store, on one phone
- Dinau Buk — lending and repayments that both sides can see
- One record — every sale and payment in one place, so end of day is a glance, not a count
Pricing
Online payments carry a small fee, shown before anyone confirms. Cash sales through the till cost nothing.
Common questions
Do my customers need a bank card?
No. With BSP Pay they pay from their BSP account and approve with a code sent to their own phone. Customers with no bank account load cash at a Konekt agent and pay from a BM wallet.
What does it cost me?
Bisnis Stoa and Dinau Buk are free to install. Online payments carry a small fee that is shown before anyone confirms; cash sales through the till cost nothing.
Is the money safe?
Bank payments go through BSP Pay and land in your BSP account. The BM wallet is e-money that Blockchain Melanesia is licensing with the Bank of Papua New Guinea — no licence has been granted yet, and we say so plainly.
How do I start?
Install Bisnis Stoa from your phone's browser and set up your store in a few minutes. Want BSP Pay in another kind of business? Tell us what you sell and we will set you up.
Real kina is moving through BSP Pay today
In September 2026 the first bank payments settled through BM Pay — Konekt first, then WanBung, then the store. The same connection is ready for your business.
Ready to stop counting cash?
Tell us what you sell and where. We reply on WhatsApp and get you set up.